Others’ Scratchpay ReviewsĮven though Scratchpay’s concept seems amazing, the company has many issues. For a veterinary financing provider, they have quite a terrible reputation among users. I have shared several Scratchpay reviews here so you can see for yourself, how this company treats its users.Īccording to numerous customer reviews, Scratchpay fails to provide quality customer services and its staff lacks compassion. Apart from that, another issue Scratchpay customers have is that those people are very cold-hearted and lack any compassion. And when you’re dealing with a loan, communication matters the most. The people at this company don’t communicate properly with the customers. When I researched this article, I found many complaints about this financier. There are numerous complaints online about Scratchpay and its poor services. I wanted Scratchpay to be an excellent veterinary financing solution but that’s not the case. However, its owners have failed to execute it effectively. On paper, Scratchpay seems like an innovative financing solution to help pet owners. If Scratchpay Is So Great, What’s the Problem?
If you pay off your loan early, you don’t get any penalties. Scratchpay charges penalties for late payments and for partial payments (less than the actual due amount).
#Scratch pay manual#
You can select manual or automatic payments through the Scratchpay app. Scratchpay would pay your clinic within two days of your signing on the plan. 24-month loans where the interest depends on the amount and other factors.12-month loans where the interest depends on the amount and other factors.This plan has 0% APR as well.Īpart from those two plans, Scratchpay also offers two other longer plans: They also have a ‘Take 5’ plan where you can make a 20% down payment when you sign on and then pay the rest in 4 installments of 20% every two weeks. In terms of interest, Scratchpay has 0% APR for 90-day loans. They perform soft credit checks to evaluate candidates and have an internal merit-based system to hand out loans. The lowest amount you can borrow from this financial platform is $35 and the highest is $10,000. If the medical expenses increase, you can apply for another Scratchpay loan and manage multiple accounts at once. Thousands of vet clinics are using this veterinary financing solution currently and this number might surely increase with time.īasically, Scratchpay is a short term loan that you apply for when you need to pay a big veterinary bill. Scratchpay doesn’t affect the credit score of its clients and is becoming popular among vets and pet owners. It allows people to pay their vets through payment plans that can last from 5 to 24 months. Scratchpay is a loan provider for pet owners. Even though they seem like an excellent option, this company has several serious issues. In my Scratchpay review, I want to help you understand why you should avoid this financing provider. Scratchpay – Terrible Veterinary Financing and Poor Customer Support
0 kommentar(er)
